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Are you one of the millions of workers without a retirement plan at work? Or perhaps you’re self-employed and don’t have an employer at all? In either case, it’s imperative that you take your retirement savings and investments into your own hands.
Employer retirement accounts are great, but many businesses don’t take on the added expense of helping their employees prepare for the future. If you don’t get a 401(k) at work, you can use these strategies and accounts to save for retirement on your own.